insurance specialties
Agribusiness Insurance
Insurance that works the way your operation runs
How we protect your business
Running a farm or food production business comes with unique risks from machinery breakdown to livestock management.
Agriculture and food production face a mix of risks that can be sudden and severe. A single hailstorm, machinery breakdown, livestock disease or contamination issue can halt production, damage stock and strain contracts with buyers. At the same time, many businesses span multiple activities such as cropping, livestock, packing, processing, cold storage and transport, which makes risk management more complex.
We work with family farms, large-scale producers and food manufacturers to build insurance programs that reflect how you actually operate, not just what is easy to insure. That means looking at your land, buildings, plant and equipment, stock, temperature-controlled storage, transport, and your contractual obligations, then helping you understand which risks can be transferred to insurance and which need other controls in place.
Your local PSC adviser can help you:
- Review current cover for farms, agribusiness and food production facilities
- Consider protection for buildings, plant, equipment and farm infrastructure
- Assess cover for crops, livestock, produce and stock deterioration
- Address business interruption exposures if production or packing stops
- Look at liability risks, including visitors, contractors and suppliers
- Discuss product contamination and recall exposures
- Coordinate cover for goods in transit and cold-chain distribution
- Align your insurance with lender or contract requirements
How we can help you
Practical, ongoing support as your operation evolves
Agriculture and food production rarely stand still. Seasons shift, equipment is upgraded, and new buyers or products are added. We stay involved beyond the initial placement, checking that your insurance keeps pace with changes and helping you navigate notifications, renewals and claims.
At PSC, we can:
- Review existing policies and identify gaps or duplicated cover
- Obtain terms from insurers that understand agricultural and food risks
- Help you set realistic sums insured for buildings, plant and stock
- Explain key policy conditions in clear, practical language
- Assist with claims, including complex stock, machinery and contamination losses
- Coordinate reviews as you expand, diversify or invest in new facilities
Solutions designed for agriculture
Finding the right cover can be complex, but we make it simple. PSC Insurance Brokers will tailor policies to protect your property, stock, produce, and people across all areas of your business.
Our solutions include:
- Farm & Production Assets – Buildings, machinery, and equipment.
- Livestock & Produce – Cover for storage, handling, and transportation.
- Liability Protection – Public & Products Liability, Management Liability, Environmental Liability.
- Business Continuity – Protection against weather events, breakdowns, or unexpected losses.
- Employee Cover – Workers Compensation and employee liability protection.
- Specialised Risks – Trade Credit, Marine Transit, Industrial Special Risks, and more.
Whether it’s safeguarding your crops, livestock, supply chains, or financial stability, we ensure your agribusiness has the protection it needs to grow with confidence.
The PSC Difference
Practical guidance, real advocacy, better outcomes
We have the size and scale to help you
Talk to us about protecting your farm or food business
Whether you run a family farm, large agribusiness or food production facility, the right insurance can help protect years of investment and effort.
Contact PSC Insurance Brokers to discuss cover tailored to your operation and the way you produce, store and move your products.