insurance solutions
Management Liability Insurance
Protection for the people making decisions
How we help you protect your business
Management liability insurance helps protect your decisions, your people and your balance sheet, so when issues arise behind the scenes you can keep leading with confidence.
From shareholder claims and employee disputes to regulatory investigations, management decisions can have serious consequences for both the business and its leaders.
Management liability insurance is designed to help protect directors, officers and the company itself from many of the financial impacts that follow.
Support for your leadership team can include:
- Cover for directors, officers and key managers
- Company liability for management-related claims
- Employment practices and HR-related disputes
- Statutory liability and regulatory investigations
- Fidelity and crime risks such as fraud or theft
- Defence costs and representation in covered claims
- Optional extensions tailored to your industry and size
How We Can Help You
Management liability cover at a glance
A management liability program can bring several protections together in one policy. Working with PSC Insurance Brokers, you can tailor a combination of covers that helps protect your leaders, your balance sheet and your business operations, including:
Employment Practices Liability
Protects directors and officers against claims alleging errors, omissions, or breaches of their duties in managing the company.
Directors’ & Officers’ Liability
Protecting leaders from personal financial loss due to alleged mismanagement or poor decisions.
Statutory Liability
Covering legal fees and penalties for unintentional breaches, such as WHS or other regulatory issues.
Crime Protection
Responding to fraud or employee theft that damages your business.
Tax Audit Cover
Protects directors and officers against claims alleging errors, omissions, or breaches of their duties in managing the company.
How We Understand Your Risks
Seeing the full risk picture for management decisions
Understanding management liability is about more than policy limits. We look at how your decisions, reporting lines and governance frameworks interact with Australian regulations and stakeholder expectations, then help you consider where insurance can support your broader risk management approach.
We take into account factors such as:
- Your board and management structure, ownership and group entities
- Exposure to claims from shareholders, investors and creditors
- Employment practices, culture and HR processes
- Regulatory touchpoints, including workplace, safety and financial regulators
- Contractual obligations, finance arrangements and lender expectations
- Existing insurances and any gaps between policies
How we can help
Practical cover, clear guidance when it matters
We work alongside you and your adviser to keep your management liability program current as your business evolves, helping you avoid surprises if a claim or investigation arises.
Our support can include:
- Reviewing existing management liability arrangements
- Highlighting key conditions, exclusions and common blind spots
- Coordinating insurer negotiations and policy renewals
- Adjusting cover when your structure, ownership or activities change
- Supporting you through incidents and claims in coordination with insurers
The PSC Difference
Practical guidance, real advocacy, better outcomes
We have the size and scale to help you
Ready to review your management liability protection?
If you are unsure how well your current program protects your directors, officers and business, we can help you take a closer look. Contact PSC Insurance Brokers or your local adviser to arrange a management liability review and discuss options suited to your organisation.
