insurance solutions

Public Liability Insurance

Protection for third party injury and property damage claims.

How we help you protect your business

All it takes is a slip, trip or accidental damage for a routine day to turn into a serious claim, which is why public liability insurance is essential protection for businesses dealing with customers, visitors or the public.

Public liability insurance is a key safeguard for almost every organisation.

If your business deals with customers, visitors or the public, an accidental injury or property damage claim can be costly and disruptive.

From trades and contractors to retailers, hospitality and professional services, we help businesses understand their public liability needs and avoid common coverage gaps.

We regularly assist businesses that:

Serve customers or visitors at their premises
Work at client sites or in public spaces
Host events, pop ups or trade shows
Operate shops, offices, warehouses or hospitality venues
Use subcontractors, labour hire or casual staff

How We Understand Your Risks

Seeing beyond slips and trips

We look at how you interact with the public and where you operate so your liability cover reflects your real exposure rather than a generic industry label.

When reviewing your risks, we consider:

How customers, visitors and the public access your sites
Work performed at client premises or high foot traffic areas
Use of contractors and labour hire arrangements
Contract terms, indemnities and landlord requirements
Previous incidents, complaints and near misses

The PSC Difference

Practical guidance, real advocacy, better outcomes

We have the size and scale to help you

Make sure your liability cover is fit for purpose

If your business interacts with the public, clients or visitors, we can help you review your current public liability cover or put protection in place for the first time.

Get in touch with your local PSC adviser to discuss your liability risks and how we can help protect your business.