insurance solutions
Commercial Property Insurance
Protecting your buildings, contents and cashflow
PSC Insurance Brokers helps protect your commercial properties, contents and income against events like fire, storm, water damage and other unforeseen losses that can disrupt your business.
Your premises are often one of your biggest investments. Whether you own a single building, a mixed-use site or a portfolio across multiple locations, damage from fire, storm, water, vandalism or impact can quickly turn into major repair costs, lost income and unhappy tenants. Standard policies or “set and forget” arrangements can leave gaps, underinsurance or conditions that only become clear when you need to make a claim.
PSC works with business owners, landlords and property investors to put in place commercial property cover that reflects how your buildings are constructed, occupied and used in the real world. Our focus is on practical protection so you can recover and get back to business sooner if something goes wrong.
We help you to:
- Review building, contents and stock values to reduce the risk of underinsurance
- Structure cover for owner-occupied, tenanted or mixed-use properties
- Consider multi-location risks and catastrophe exposures (e.g. bushfire, flood, cyclone)
- Align your insurance with lease and lender requirements
- Access insurers experienced in commercial property and complex occupancy risks
- Navigate claims from first notification through to settlement
How We Understand Your Risks
Putting the right protection around your property
Your program can be built from a range of covers depending on how your properties are used and where they are located.
Core solutions can include:
- Building and improvements
Cover for physical structures, fixtures and permanent improvements against insured events such as fire, storm, water damage and impact. - Contents and stock
Protection for furniture, equipment, stock and other contents held at your premises. - Business interruption
Cover for loss of rent or loss of gross profit when an insured event prevents normal trading or occupation. - Glass, signs and fixed external items
Protection for windows, shopfronts, signage and selected external fixtures. - Theft and money
Cover for theft of contents or money from the premises where selected. - Machinery and equipment
Options to include damage to plant and equipment critical to your operations. - Catastrophe and additional costs options
Extra protection for declared catastrophes or additional increased costs of working, where appropriate.
How we protect your business
Your property is one of your most valuable business investments.
A single fire, flood or act of vandalism can cause serious financial disruption and halt day-to-day operations.
We focus on protecting what matters most to your business: your buildings, contents, income and ability to keep trading. With PSC’s Commercial Property Insurance, your cover is tailored to your sites, tenants and risk profile so you can recover more quickly when the unexpected happens.
Why work with PSC?
- Tailored policies designed around your property type, occupancy and risk profile
- Support for business continuity, including loss of rent and downtime after insured events
- Decades of experience helping Australian businesses protect their property assets
- Confidence to plan ahead knowing your buildings and income streams are appropriately protected
The PSC Difference
Practical guidance, real advocacy, better outcomes
We have the size and scale to help you
Talk to PSC about your commercial property insurance
If you own or manage commercial property and want confidence that your buildings, contents and income are properly protected, PSC Insurance Brokers can help.
Contact your local PSC Insurance Brokers office or reach out online to arrange a commercial property insurance review and discuss cover options for your properties.